Services

Geary Securities provides investors with an extensive array of quality investment products and services, including:

  • Cash Management Services that include Checkwriting, Debit Cards and Bill Pay
  • Comprehensive Statements
  • Portfolio Evaluations
  • Personal Financial Planning, including Educational, College Savings, Retirement and Estate
  • Dividend Reinvestment
  • Nationally-recognized Research
  • Domestic and International Stocks
  • Preferred Stocks
  • Municipal and Corporate Bonds
  • U.S. Treasury and Agency Securities
  • Mutual Funds
  • Certificates of Deposit
  • Traditional, Education and Roth IRAs
  • Comprehensive Retirement Plans, including Pension, 401(k) and Profit Sharing
  • Diverse Annuities and Insurance Products, including Life Insurance, Long-term Care and Disability Insurance

Investment Flexibility

Through The Geary Securities Investment Account, and our affiliation with Pershing LLC, our clients have access to products and services that allow investment flexibility.* These products and services include the following:

 

  • Pershing ProCash Plus® Account, which provides unlimited check writing and a debit card; electronic access for direct deposits, withdrawals and systematic investments; and convenient borrowing through marginable securities.
  • Fee-based options that provide access to professional money managers; numerous mutual fund investments in one easy-to-manage account; and an account that can contain stocks, mutual funds and other investments.
  • Retirement plan accounts that range from individual plans (traditional and Roth IRAs) to business retirement plans, such as 401(k) and SIMPLE plans.
  • Fixed-income products, including government, municipal, corporate and mortgaged-backed securities.
  • Thousand of mutual funds from the country's most prominent mutual fund families.
  • Comprehensive account statements with easy-to-read trade confirmations.
  • An online tool for 24/7 access to client accounts that provides brokerage information, a daily market summary, company and mutual fund profiles, headline news,"most actives" on the market, quick charts, quotes—all the things needed to keep today's investor up-to-date.

*Please contact your Investment Executive for further information about each of the products offered. Investments should not be made without reading the full disclosure on each product.

Checking Accounts/Debit Cards

With Pershing ProCash Plus uou may choose from different accounts for the level of service you want. They are:

The Silver Account

No check minimums with unlimited checkwriting. No charge for initial order of 40 checks and no minimum balance to open. Bill Payment available for $5.95 per month. $2.00 a month charge for balances below $5,000.

The Gold Account

$10,000 minimum deposit to open and an annual account fee of $75.00. No check minimums with unlimited checkwriting. Debit card available. Bill Payment available for $5.95 per month. Cost Basis Statements with breakout sections and dividend reinvestment.

The Platinum Account

$20,000 minimum deposit to open with an annual account fee of $125.00. No check minimums with unlimited checkwriting. Debit card available. Bill Payment available for $5.95 per month. 24x7 Customer Service, Expense Coding, Cost Basis, year-end statements, dividend reinvestment and maintenance fee free IRA accounts.

Transfer Free to Geary Securities

Geary Securities will reimburse any charges or fees assessed to any existing or new customer for transferring their funds and/or accounts to Geary Securities.

Your account will be protected by the Securities Investors Protection Corporation (SIPC), which provides for $500,000 of net equity protection, of which $100,000 may be in cash. Our new clearing firm, Pershing LLC, provides protection through a commercial insurer for net equity in excess of the SIPC $500,000 limit. Of course, neither SIPC nor the additional insurance provided by Pershing protects against losses from the rise and fall in the market value of investments. See www.sipc.org for more information about SIPC.

Individualized Accounts For All Your Financial Needs

A Geary Securities Account can be the one account you need to meet all of your financial needs. It has been created to allow you to consolidate and manage your assets more effectively while enjoying 24-hour access to your funds. Geary Securities is the “small” firm with experienced professionals that have the freedom to work with the customer to plan a personalized investment or retirement strategy that fits each customer’s unique circumstances and requirements using cutting edge technology and a comprehensive array of products and services. Geary Securities has contracted with Pershing LLC to serve as our clearing firm. Pershing LLC has nearly $1 trillion in assets under administration and our parent company, The Bank of New York Mellon Corporation, has more than $23 trillion is assets in custody. Pershing LLC offers unequaled experience built over seven decades of serving financial organizations. Pershing LLC offers state-of-the-art technology, a highly reliable infrastructure and a host of innovative products and services to help with your every financial need.